Established in 2016, Akara Capital Advisors Private Limited is a Delhi-based non-deposit taking Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India. The company specializes in providing unsecured short-term personal loans to salaried individuals through its proprietary technology platform, StashFin. Operating on a pan-India scale, ACAPL has experienced significant growth in recent years.
The leadership team at ACAPL comprises experienced professionals:
Founder and Managing Director with over 15 years of experience in Investment Banking and Private Equity, previously associated with Goldman Sachs and Lehman Brothers.
Co-founder and Director, bringing extensive expertise in financial services.
For FY25 ACAPL reported a consolidated net worth of ₹692.59 Crore, with assets under management (AUM) of ₹1,839 crore. The company achieved a profit after tax (PAT) of ₹84.84 crore in FY2025. The CRAR % stood at 31.18 %, reflecting a robust capital position.
ACAPL's Senior Secured Bonds have been assigned a credit rating of [ICRA]BBB (Stable). This rating indicates moderate credit risk, suggesting that the company has an adequate capacity to meet its financial commitments.
Get answers to the most frequently asked questions by retail investors
The minimum investment amount is ₹1,00,000 per bond.
Interest is paid on a monthly basis.
The bonds will mature on February 19, 2026.
There is no lock-in period; however, investors should consider the maturity date when planning their investment.
Investors can explore investment options through financial platforms such as Aspero.
