Digital-First MSME Lending: Founded in 2014, Lendingkart transforms small business lending by offering quick, transparent, and collateral-free working capital loans primarily through a 100% digital platform.
Advanced AI/Data Analytics: Leverages proprietary credit models and advanced data analytics to assess MSME creditworthiness rapidly, with minimal human intervention.
Significant Co-Lending Model: A large portion of its Assets Under Management (AUM) is off-balance sheet, operating through extensive co-lending partnerships with over 25 banks and NBFCs.
Key Leaders and Motto
ML
Mr. Harshvardhan Lunia
Co-Founder and CEO
Vision: To transform small business lending by making credit access simple, quick, and transparent.
Mission: To provide instant working capital finance to entrepreneurs across India, leveraging technology and data analytics to assess creditworthiness rapidly and accurately.