Criss Financial operates as a wholly-owned subsidiary of the publicly listed microfinance institution Spandana Sphoorty Financial Ltd., benefiting from strong managerial, capital, and liquidity support.
While rooted in microfinance and Loan Against Property (LAP), Criss is actively diversifying into unsecured MSME loans and home improvement financing, managing an AUM of ₹796 Crore as of June 2024.
Criss Financial serves over 2 lakh active borrowers across six states through a network of 139 branches, with plans to further diversify geographically beyond its primary concentration in Andhra Pradesh and Telangana.