Professional, Board-Run Governance: Transformed from a promoter-led to a board-run, professionally managed, and diversely held financial institution with enhanced oversight. Commitment to ESG Principles: Integrated ESG objectives into its strategy, aiming for carbon neutrality by FY32 and focusing on social impact through affordable housing and MSME support. Transition to Asset-Light Model: Strategically realigning its business towards a more granular, asset-light portfolio, utilizing co-origination and sell-down as primary strategies to drive AUM growth. Sizeable Retail Mortgage Player: Remains a significant player in retail mortgage finance, with total AUM at ₹62,346 Crore as of March 31, 2025, primarily focused on home loans (73%) and LAP (18%).